Solar Insurance Services arranges personal insurance as well as tax fee protection, with a particular focus on the risks that standard policies and comparison sites handle badly: homes with flood or subsidence history, unoccupied properties, and other non-standard situations where the right answer is a specialist insurer and a properly presented risk. We are an FCA-authorised broker, and you deal with a person, not a quote engine.
Where a broker changes the outcome
For a standard house with no history, a comparison site does the job. The cases below are where that model breaks and broking earns its place:
- A home that has flooded, or sits in a flood risk area, where the Flood Re scheme or a specialist insurer is the route to sensible pricing.
- A property with subsidence history or underpinning, where the quality of the paperwork decides the terms.
- A house standing empty through probate, renovation or a slow sale, where standard cover quietly restricts.
- Anyone whose honest answers to an insurer’s questions make the mainstream market say no.
Guides
- Flood Re explained: who qualifies and how it works
- Home insurance with a subsidence history
- Unoccupied home insurance: why standard cover stops
- Answering insurance questions accurately: your legal duty
- What happens if your insurer goes bust: FSCS protection
Talk to us
If your situation does not fit the standard questions, contact us and describe it as it actually is. Presenting a non-standard risk properly is most of the work of insuring it.
Solar Insurance Services (Medway) Limited is registered in England and Wales, company number 05439438, and is authorised and regulated by the Financial Conduct Authority, firm reference number 459582.