Tools In Transit

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Solar Tools in Transit

Losing or damaging your tools may leave you unable to carry on working and could also put you out of pocket. Solar has a policy that could help protect you.

The policy provides cover for up to your selected indemnity limit (sum assured) in the event that property belonging to you or for which you are responsible is :


  • ​Lost or,
  • Destroyed or,
  • Damaged.

Whilst being:

  • Loaded in or on your vehicle,
  • Carried by your vehicle,
  • Temporarily housed in or on your vehicle,
  • Being unloaded from your vehicle.

Cover extends to incidents occurring in Great Britain and Northern Ireland.

Claims are subject to an excess of £50.00 or £100.00 dependant upon the sum assured you have selected, see below:

Indemnity Limit (sum assured)                 Excess
£500                                                              £50.00
£1,000 to £10,000                                       £100.00






Useful Information

Click the topic below to expand the section

Limits of Indemnity (Sum Assured)

These are the limits of Indemnity (sum assured)

  • Up to £500.00
  • Up to £1,000.00
  • Up to £2,500.00
  • Up to £5,000.00
  • Up to £7,500.00
  • Up to £10,000.00

Excess Levels

The policy has the following excess levels:


£50.00 excess on an indemnity limit of up to £500.00

£100.00 excess on all other undemnity limits.

Some Significant Exclusions

The Insurer will not be liable for:

  • Loss of Sheets, ropes, packing materials, damaged securing chains or toggles;
  • Money and securites;
  • Jewellery, watches, furs, cameras, radios, televisions, record players, cassette players, video and other electronic equipment;
  • Personal belonginigs of the insured or of any vehicle drivers or attendants;
  • Property carried by or dispatched by the insured for hire and reward.

Please note that this list is not exhaustitive, please read the Tools in Transit Policy Summary for full details, this can be found in the Useful Documents section of the quote pages.

Insurer Details

This policy has been arranged by Strategic Insurance Services Limited, is administered by Auto Legal Protection Services Ltd (ALPS) and is underwritten by UK General Insurance Limited on behalf of Great Lakes Reinsurance (UK) SE

Important Conditions - Vehicle Security Requirements

Where property is left in an unattended vehicle:


All doors, windows and other openings must be left closed, securely locked and properly fastened and any additional security measures (e.g. vehicle alarm, where present) must be activated.

Where property is left in the vehicle overnight (between the hours of 10.00pm and 6.00am)
The vehicle must be secured as described above and must:
  • be garaged in a building which is securely closed and locked or parked in a compound secured by locked gates, or
  • the vehicle must be parked on your driveway off-road adjacent to your house.
The overnight requirement shall not apply whilst you are undertaking work at a customers premises between the hours of 10.00pm and 6.00am. The unattended vehicle requirement shall apply at all times whenever your vehicle is unattended.

Where property is left in an unattended vehicle for long periods of time.

You must carry out a security check of the unattended vehicle every 48 hours whilst property is contained within it. If you are unable to check the vehicle every 48 hours you must remove the property.
 

Purchase Price and Finance Shortfall Protection GAP

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Lease Shortfall Protection Gap

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Excess Protection Insurance

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