Excess Protection Cover

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Solar Motor Excess Protection

This Insurance provides you with an opportunitiy to safeguard yourself against the cost of your motor insurance excess in the event of a fault claim or a delay in third party payment. You are provided with a choice of aggregate limits to allow you to select the right level of protection for your needs.

Summary of Cover


  • Business Use Included - Cover is provided for social, domestic, pleasure and commuting PLUS personal business use.
  • Hire & Reward Option - Options available for vehicles used for hire and reward purposes.
  • Choice of Aggregate Limits - You have the freedom to choose the right level of protection, thanks to three different limits to choose from  £300 - £500  or £1,000
  • Cover for Vehicles up to 3.5Ton - Wide range of vehicle types covered, including vehicles designed to carry up to 7 passengers and to 3.5 Ton in weight.


Useful Information

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Motor Excess Aggregate Policy Limits

Annual aggregate limits available

£300 in any one period of insurance

£500 in any one period of insurance

£1,000 in any one period of insurance

Some Important Exclusions

  • Claims for excess that do not arise from a main insurance policy
  • Claims where the exces ia waived or reimbursed or not exceeded
  • Claims which took place outside the period of insurance of this Motor excess insurance policy
  • Any Losses caused by war, revolution or any similar event.
A full list of the exclusions can be found in the Policy Wording.

Details of Insurer

This policy is administered by:
ALPS
Auto Legal Protection Servcies Limited
PO Box 115
Congleton
Cheshire
CW12 3FL
FCA No. 300906

The policy is underwritten by Inter Partner Assistance SA, which is fully owned by and is part of the worldwide AXA Group
AXA
The Quadrangle
106-118 Station Road
Redhill
Surrey
RH1 1PR
FCA No. 202664